You’ve just signed your will, trust, powers of attorney and deed to your home. You feel like you have filled out more paperwork than that time you bought a car and closed on your new home in the same day. It feels good to cross the finish line, but a little nagging voice in the back of your mind will not let you relish your victory. “I’m forgetting something,” it says.

Listen to that voice because it is onto something. While your estate planning attorney can prepare a wide array of documents for you, rarely will he have access to beneficiary forms for your 401(k), your IRA, your life insurance policies, or your pay on death (POD) or transfer on death (TOD) accounts. Reviewing these documents with the appropriate companies goes hand-in-hand with preparing the rest of your estate plan, and you should ensure the distribution scheme you have just completed in your will or trust is in harmony with all of your beneficiary forms for your accounts.

Imagine the frustration of taking the time to spell out that your four children should share equally in the proceeds of your trust only to find out that way back when you first became eligible for your company’s 401(k), you only included your two oldest on the beneficiary form because the other two had not yet been born. Or worse. Imagine you got divorced years ago and you have a new spouse. Your new will and trust dictate that you leave everything to your new spouse, but your old spouse is still listed as the beneficiary of your life insurance policy or your 401(k). It happens more often than you might think. A brief revision of your beneficiary forms can clear this right up, but you must remember to do it while you are alive. Time flies, and it probably took you a long time to finally getting around to finishing your estate plan. Finish strong by making sure you have named all the proper beneficiaries on all your accounts.